Privacy Policy for Ajevpay

1. Introduction

Ajevpay ("we", "our", or "us") operates a digital payment platform that provides services including airtime purchase, data subscriptions, bill payments, and wallet-based transactions. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use the Ajevpay website and services. By using Ajevpay, you agree to the collection and use of information in accordance with this Privacy Policy.

2. Information We Collect

We collect information necessary to provide secure and efficient financial services.

a) Personal Information

When you register on Ajevpay, we may collect:

• Full Name
• Email Address
• Phone Number
• Residential Address (if required)

b) Financial Information

When you use our services, we collect:

• Transaction history
• Wallet balance
• Payment details
• Billing information

We do not store your debit card details directly on our servers. Payments are securely processed through trusted payment providers such as:

• Monnify
• PalmPay (Otpay)

c) Identity Verification Information (If Required)

Where required by law or security policies, we may collect:

• National Identification Number (NIN)
• Bank Verification Number (BVN)
• Government-issued identification

This information is only collected when necessary.

d) Technical Information

We may automatically collect:

• IP address
• Browser type
• Device type
• Login information
• Usage data

3. How We Use Your Information

We use collected information to:

• Create and manage your account
• Process transactions
• Maintain wallet balances
• Send email notifications
• Detect and prevent fraud
• Improve our services
• Provide customer support
• Comply with regulatory obligations

4. Sharing of Information

We do not sell or rent your personal information. We may share your information with:

a) Payment Providers

Such as:

• Monnify
• PalmPay (Otpay)

To process payments securely.

b) Service Providers

Including:

• Email notification providers
• Hosting providers
• Fraud detection services

These providers are required to protect your data.

c) Legal Authorities

We may disclose information:

• When required by law
• To comply with regulatory authorities
• To prevent fraud or illegal activities

5. Data Security

We implement reasonable technical and organizational measures to protect your personal data. These include:

• Secure server infrastructure
• Encryption of sensitive information
• Restricted access to data
• Regular system monitoring

However, no internet transmission is completely secure.

6. Data Retention

We retain your personal information:

• As long as your account remains active
• As required by financial and regulatory laws
• As necessary to resolve disputes and enforce agreements

Financial transaction records may be retained for several years as required by law.

7. Your Rights

Under Nigerian data protection regulations, you have the right to:

• Access your personal data
• Request correction of inaccurate data
• Request deletion of your data
• Withdraw consent
• Request restriction of data processing

To exercise any of these rights, contact us using the details below.

8. Third-Party Links

Our website may contain links to third-party services. We are not responsible for the privacy practices of those third parties. We recommend reviewing their privacy policies.

9. Children's Privacy

Ajevpay services are not intended for individuals under the age of 18. We do not knowingly collect personal data from minors.

10. Updates to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last Updated" date at the top of this page. Continued use of the platform means you accept the updated policy.

11. Contact Information

If you have questions about this Privacy Policy or your personal data, please contact us:

• Business Name: Ajevpay Global Enterprises
• Brand Name: Ajevpay
• Location: Osun State, Nigeria
• Email: ajevpay@gmail.com
• Website: www.ajevpay.com